Book Description: A thorough, practical guide to every aspect of buying a house, How to Buy a House in California will help you make informed decisions that can save you thousands of dollars. With this bestseller in hand, you'll learn how to: *choose a house and neighborhood *find the right agent *get the most up-to-date information on mortgage options and rates *take advantage of creative financing strategies – from seller financing to government loans *figure out how much down payment you can afford *make an offer and negotiate with confidence for the best price *buy a new house in a development *inspect a house for physical problems and environmental hazards *juggle buying and selling houses simultaneously *successfully go through escrow The 9th edition provides all new information on limited equity cooperatives, co-housing and other shared-living arrangements, plus a new section on "non-money" ways to make your purchase offer attractive. It also provides an evaluation of the latest mortgage options, such as no-interest loans, and advice on dealing with California's homeowner's insurance crisis. Home buyers beyond California: Even though this book provides state-specific forms and information for Californians, most of the material in it can help home buyers in the other 49 states as well. Don't buy a house without it!