This book will include everything readers need to know in order to determine whether bankruptcy is the only way out, if it is-how to decide between chapter 7 and chapter 13, how to go about filing, and how to restore their credit once they've filed. In addition the book will cover all questions most first-time filers would never think to ask, but need to know the answers to, such as: What debts are non-dischargable? What assets are exempt from liquidation? What kinds of property can be legally transferred? What rights do you have in dealing with creditors?