One of Americaâ€™s top real estate authorities explains the inside secrets of the mortgage businessEach year, more than ten million American homebuyers, homeowners, and realty investors enter the mortgage arena to finance or refinance their homes and rental properties. And each year, millions of borrowers pay more than they have to. But you wonâ€™t be one of them with Gary Eldredâ€™s 106 Mortgage Secrets All Homebuyers Must Learnâ€“But Lenders Donâ€™t Tell.Eldred explains all of your mortgage options and gives you the inside information you need to make the most intelligent money-saving choices. He simplifies the complicated math of mortgage financing and tells you how to make sure your loan rep is being honest with you. He covers every aspect of the mortgage process and highlights the key criteria you should always consider when making your decision. With these 106 secrets, youâ€™ll have the confidence and the knowledge to:Increase your borrowing powerGet the lowest interest rateUnderstand ARMsCut the cost of mortgage insuranceSave big with seller financing, foreclosures, and REOsPerfect your credit profileAvoid getting taken by the fine printGet maximum return on your home investmentThereâ€™s no reason to get a good mortgage, when you can get the perfect one for you. Simple, concise, and comprehensive, this book covers everything mortgage hunters should knowâ€“especially the 106 secrets lenders donâ€™t want to reveal.