Consider these facts. The average college student graduates with $20,000 of debt. Nearly 10 percent of students owe creditors more than $7,000. The average credit card debt of teenagers rose 305 percent from 1990 to 2000. The financial world has become increasingly complex and dangerous over the last decade, and young adults are the most vulnerable targets. Learning to manage your money wisely is now more important than ever.Please Send Money provides students and young people with the tools they need to navigate the tumultuous world of personal finance. This book is filled with dozens of real-life stories, chronicling eye-opening financial mistakes that are commonly made. Duguay offers advice on how to avoid these problems, covering such topics as:--Easy credit and the proliferation of credit cards--How to manage car payments--The dangers of using student loans for personal needs and wants--Dealing with bankruptcy--Overcoming material temptations Please Send Money also contains various financial tools, from a psychology-of-money test to worksheets for determining budget, net worth, cost of credit and safe debt levels. Please Send Money is a book that no young adult should be without.