Book Description: Named after the final lap of a long race, The Bell Lap is designed to help people avoid critical mistakes and navigate key areas as they approach and enter retirement. A lifetime of planning and dreaming can be undone with one bad decision. The Bell Lap guides readers through such topics as the phases of retirement, when to retire, risk management, distribution planning, health care, Social Security, estate planning, and more. It ends with a comprehensive retirement countdown checklist so readers can head confidently into one of the most fulfilling and rewarding periods of life.