The followup to the wellreviewed Early to Rise, this is a book on money and life for recent gradsâ€”written by a recent grad. Many books give young people good advice, but often are condescending. Stahl is a peer, who gives readers the practical advice they need to avoid common mistakes involving credit and cash flow. But, more importantly, he makes the case that young people need to stop thinking like borrowers and take advantage of their important assets: energy and time. He reveals many practical ideas: * Got a good jobâ€™ Great. Start a business on the side. * Going to college or grad schoolâ€™ Excellent. Look for freelance work you can do from your computer. * Just marriedâ€™ Congrats. Put your presents in the stock market instead of buying furniture for your apartment. Early adulthood is the best time to build various income streams, setting the groundwork for a lifetime of creating wealth that will give you any lifestyle you want. This book shows young people how to think in terms of creating incomeâ€”rather than just borrowing and spending.