Skyrocketing tuitions have become a national concern. The average four-year college degree now costs more than $35,000, and that sum is growing at a phenomenal rate, forcing unprecedented numbers of college students into student-loan debt. In 1995, the Educational Resource Institute issued a report warning that borrowing has exploded to record levels and is expected to double in five years. Whether they're just beginning to think about paying for college, are currently in school, starting repayment or already overwhelmed with debt, students, as well as recent graduates and parents, find The Guerrilla Guide to Mastering Student Loan Debt an indispensable guide to navigating the student loan maze. In clear, lively and reassuring chapters, it answers such time and money-saving questions as: What types of loans are available, and how are they different? How can I get the best possible deal? What are my options for repaying my loan and can I postpone repayment? How can I get a forbearance or a deferment? How can I repair my credit rating?