Are you limping towards the big three-oh one minimum payment at a time?Are you "on your own" but still asking your parents for cash each birthday?Do you crumple up your ATM receipts to avoid looking at the balance?Are friends in the same income bracket beginning to pull ahead of you?If you're young, smart, and drowning in debt, Debt-Free by 30 offers a practical, step-by-step plan to help rescue you from the financial abyss. Written by two twentysomethings who found their way back from the horrors of overwhelming debt, this authoritative guide reveals the secrets of debt-free living:*The Seven Debtly Sins-and how to avoid them at all costs*Where Does All the Money Go?-taking your financial inventory *Everything You Always Wanted to Know About Banking but Feared Being Bored out of Your Skull*Beating Credit Cards at Their Own Game-how to save hundreds of dollars in interest in less than five minutesPlus tips for* Driving for less * Keeping more of what you earn* Life after debt. . . and much, much moreFeaturing financial IQ Quizzes, no-brainer savings advice, and painless ways to spend less, Debt-Free by 30 will put you back in control of your money-and your life.