Book Description: A step-by-step guide to securing a solid future-no matter the financial climate. Interactive CD-ROM included. This step-by-step workbook from a Certified Financial Planner gives readers a clear path for organizing their personal finances. From investing, debt management, and college financing to retirement, savings, and household expenses, content is written with easy-to-understand language and terms, this book includes: *A detailed financial-profile overview *An evaluation of priorities about spending, investment, and life goals *A practical and prudent approach to income *Advice on spending habits and savings initiatives *A CD-ROM of basic worksheet forms, checklists and questionnaires