Confused by the terminology?Overwhelmed by the choices?Baffled by the forms?You're not alone. The mortgage business has become so complex that most people can't make heads or tails of it. This indispensable new guide spells everything out for you—in clear, accessible terms. Covering more loan alternatives than any other book, and providing a first-time look at the importance of discount points, How to Save Thousands of Dollars on Your Home Mortgage has complete details on virtually every mortgage option currently available, what their advantages are, how to choose the one that's right for you, and—best of all—how to save money in the process. With easy-to-read charts and graphs, helpful sample forms, and numerous examples, here's where you'll learn about: First-time buyers programs APR, buy-downs, reverse mortgages, accelerated payoffs, and zero point loans Refinancing strategies Closing costs, lender fees, and other expenses Disputing credit report errors and fixing credit problems Using the Internet for loan analysis And much more!