This guide, introduced by Anne Ashworth, Personal Finance Director of "The Times", and written by the personal tax experts of Ernst & Young, covers tax matters up to and including the 2002 budget. Under self-assessment, the completion of an annual tax return has become more complex. This book explains the tax rules simply but fully, giving tips on the completion of the form and on ways to minimise your liability. Whether you are wondering how to pay less tax on your savings or seeking the most tax-efficient structure for your small business, it has the answer. You may never find tax return fun, but at least you will be less afraid, better informed, and maybe a few pounds richer. And to help you further, the third section of the book outlines short- and long term strategies for managing your affairs more effectively.