Be Mindful of That New Credit Card

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Credit cards can be useful financial tools, but they can also lure you into financial disaster. Too many young borrowers make mistakes that cost them dearly for years into the future. Apply the following tips to learn healthy credit card habits from the start. Embed from Getty Images Don’t Accept a Bad Deal All credit… Read more »

Start Thinking About Paying Off Debts

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If you have a lot of debt to pay off, you’re far from alone. According to a report from late 2014, 40 million Americans have student-loan debt. Even though you’re still in school, there is no time like the present to start tackling your student loan debt — along with any other debt you might… Read more »

The Dangers of Payday Loans

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When you’re living on ramen packets and you don’t know if you’ll be able to afford your next tank of gas, a payday loan can seem like a tempting way to get the cash you need right away. All you have to do is pay it back when you get your check, right? Stop right… Read more »

Handling Money: Avoiding Overdraft Fees

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Whether school is in session or you’re on break, it’s difficult to find time to monitor your bank account. However, if you don’t balance your checkbook or check your balance online, you might incur overdraft fees by spending more money than you have in your account. Try these strategies to avoid financial penalties and other… Read more »